Systems
0 points at one system, rising linearly to 25 points at six or more systems touched.
Wealth operations diagnostic
Find the friction between the systems.
Model one RIA or family-office workflow using your own operating inputs. The calculator measures structural integration friction—system hops, handoffs, re-keying, exceptions and ownership gaps—without inventing ROI or savings.
Calculator
Describe one workflow.
No form is submitted. Calculations run in your browser. Analytics records only that the calculator was used—not the values you enter.
Compare workflows
Structural friction side by side.
| Workflow | Score | Manual hrs/mo | Weighted hrs | Dominant factor | Judgment boundary |
|---|
Comparison rows exist only in this browser page session and are not submitted.
Transparent method
How the score works.
The score is a prioritization aid built from the conditions you enter. It deliberately avoids unsupported industry benchmarks.
Handoffs
4 points per manual handoff, capped at five handoffs.
Re-keying
5 points per duplicate-entry step, capped at four steps.
Exceptions
Exception rate contributes linearly from 0 to 20 points, capped at a 30% exception rate.
Ownership
Clear owner: 0. Shared: 7.5. Unclear or case-dependent: 15.
Human judgment is not scored as friction.
If judgment is critical, the calculator adds an operating boundary: automate preparation, routing, reconciliation and evidence where appropriate, while keeping professional review/approval with the responsible person.
Interpretation
Use the score to choose where to investigate—not to justify automation by itself.
0–24 · Low
Relatively simple structure. Improve only where actual delays, errors or cost justify it.
25–49 · Moderate
Some integration friction. Inspect the dominant factor before adding another system.
50–74 · High
Multiple structural burdens are interacting. Map the workflow, ownership and exception path before automating more.
75–100 · Very high
The workflow is structurally complex. Treat architecture and operating design as the first problem, not tool selection.
Next step
Want to map the actual workflow?
Use the result as a starting hypothesis. HDP can help document the current workflow, verify the real bottleneck and determine whether integration, operating redesign, automation—or no change—is warranted.